Vinyl Fencing - Category

Vinyl Fence Financing Options for New Homeowners

High-quality vinyl fencing beautifies your home and protects your pets and children. It adds style while defining borders and preventing unwanted animals and people from entering your yard. It adds privacy, ensuring that your family can enjoy time in the backyard playing and cooking out. 

However, paying out of pocket for vinyl fencing is often out of the financial reach of new homeowners. Thankfully, you can finance it. What are your options?


You could approach a bank to finance your fence. However, there are two problems with this approach. First, banks are notoriously risk-averse. If you’re a new homeowner with a brand-new mortgage, a bank is unlikely to think you’re a good credit risk. Second, most banks have no desire to finance small loans like this. There’s simply not enough money involved to interest them.

Credit Unions

With banks out of the picture, you could consult with a local credit union. They’re much more likely to finance smaller amounts than banks, particularly if you have access to a community credit union. However, you could be on the hook with a relatively high-interest rate. That’s particularly true in today’s climate. The Fed continues to raise the prime rate to slow economic growth and control inflation, which means that lenders are charging more interest for their financial products, and you ultimately pay more in the end.

American Fence & Railing

At American Fence & Railing, we believe that everyone should have access to high-quality, durable vinyl fencing. Not only do we install fences, but we also offer flexible in-house financing. Because we’re a fence company, we don’t have the same incentives as banks when it comes to profiting on the loan. Our financing program also comes with other perks, including:

  • You can make minimum payments for the life of the loan, making your fence that much more affordable.
  • You get 18 months with 0% interest. That means if you pay off the loan in that time, you won’t pay a dime in interest charges – just the principal of the loan.
  • We make fast lending decisions, so you’re never left in limbo wondering if you’ll finally be able to afford that fence you’ve been dreaming about.

Ready to take the next step? Get in touch with us for a free quote. You can have the perfect fence and flexible financing that fits your financial needs.

American Fence and Railing, LLC

Recent Posts

Why Is Pine the Best Material for a Wood Fence?

When it comes to selecting the perfect material for your wood fence, pine stands out…

4 hours ago

Railing Safety 101: Protecting Your Family and Guests

Not only does a well-constructed railing look good, but it can also keep people safe,…

2 weeks ago

The Importance of Proper Fence Maintenance

When it comes to house and property ownership, there are a lot of maintenance responsibilities.…

4 weeks ago

The Role of Fencing and Railing in Home Security

Homeowners frequently concentrate on high-tech security systems, video cameras, and alarm systems while trying to…

2 months ago

Types of Fences: Which Style Is Best for Your Home?

Selecting the ideal material for your home fence requires more than just flipping through a…

2 months ago

Financing Your Aluminum Fence

When it comes to fencing, nothing compares to the strength and durability of metal. And…

3 months ago

This website uses cookies.